News, Ideas, and Practical Guides on Technology
Updates, tips, and hands-on lessons on software, security, and digital transformation, published by the team building it for banks, enterprises, and growing businesses.
When a Class Moves, Who Hears First? Tidying Up a Multi-Branch Tutoring Centre
On Thursday afternoon, the Year 9 maths tutor at branch B tells the admin she has a fever and cannot teach tonight. The admin moves the class to Saturday morning. Then comes the familiar routine. Type an announcement...
Indonesia's Planned AI Content Labels: What Shop and Cafe Owners Should Prepare
If you have ever asked an AI tool to make a product photo, a promo poster, or an Instagram caption, this week's news from Indonesia's Ministry of Communication and Digital Affairs (Komdigi) is worth a few minutes....
Marketplaces Now Withhold 0.5% Income Tax: What Online Sellers and Shop Owners Should Check
If you sell on Shopee, Tokopedia, Blibli, or Lazada, open your latest payout breakdown. Since early October there is a new line in it: Article 22 income tax (PPh 22) at 0.5%.
Bank Business Plans Under POJK 17/2026: Plan Versus Reality, and the Data Behind It
On 15 October 2026, Indonesia's Financial Services Authority (OJK) announced POJK Number 17 of 2026 on Commercial Bank Business Plans. The regulation was issued on 30 September 2026 and updates POJK 5/POJK.03/2016 on...
What Cisco's 95% Cyber Incident Figure Means for Shops and Cafes
If you run a shop or a cafe, the headline "95% of organisations in Indonesia had a cyber incident" probably sounds like a story about banks and big corporations. That is a fair first reaction. But the number deserves...
When Does Your Shop or Cafe Need Its Own System? Six Signs and Five Steps to Start
In mid-October, two gatherings of Indonesian business people reached almost the same sentence. In Jakarta, at Indonesia Digital MeetUp 2026 (15 to 16 October), Deputy Minister for MSMEs Helvi Yuni Moraza described...
Know Your Agent: What Shop and Cafe Owners Should Check Before Giving an AI Agent Access
This week Indonesia's Deputy Minister of Communication and Digital Affairs, Nezar Patria, said a line that is easy to remember: "No longer just KYC, Know Your Customer, there must be KYA, Know Your Agent." He spoke...
Tidy WhatsApp for a Small Shop: From One Phone to a Gateway
If you run a shop or a cafe, WhatsApp is probably already your second cashier. Orders arrive by chat, customers ask about stock by chat, promos go out by chat. The catch is that all of it usually lives on one phone,...